Cluster Manager, Senior Principal Officer (SPO) to First Assistant Vice President (FAVP), SME Banking


Prime Responsibilities
•  Lead and manage the SME business portfolio within the assigned cluster to achieve business targets and ensure sustainable growth.
•  Identify new market opportunities, industry segments, and verticals for SME credit, deposit, and trade-related products.
•  Supervise and mentor Business Acquisition Officers (BAOs) to deliver strong business results and maintain high portfolio quality.
•  Conduct strategic client visits and meetings with key SME clients and prospects; review and approve credit proposals in line with bank policy.
•  Monitor portfolio performance, ensure timely remediation of deteriorating accounts, and uphold asset quality standards.
•  Drive deposit mobilization and cross-sell liability, trade, and non-funded products to strengthen customer relationships.
•  Ensure full compliance with internal credit policies, regulatory standards, AML or KYC requirements, and audit guidelines.
•  Prepare periodic business reviews and market insights for senior management, providing data-driven recommendations.


Qualification & Other Competencies
•  Minimum Bachelors degree from a recognized institution.
•  7-10 years of relevant experience in SME Banking, Relationship Management, or Business Development within financial institutions.
•  Proven leadership track record in achieving business growth and maintaining portfolio quality.
•  Strong knowledge of SME credit appraisal, financial statement analysis, risk management, and banking products.
•  Excellent communication, negotiation, and people management skills.
•  Strategic, commercially minded, and adept at market analysis and business planning.
•  Proficient in MS Office and business intelligence tools.


Job Location
•  Anywhere in Bangladesh


Compensation & Benefit
•  EBL offers excellent career growth opportunities with competitive remuneration, performance-based incentives, and continuous learning and development programs.


If you are ready to take on a rewarding and challenging career with one of the most progressive banks in the country, please visit www.ebl.com.bd/career and apply online on or before November 06, 2025. Selection will be based strictly on merit, experience, and performance. Only shortlisted candidates will be contacted. Any form of persuasion will result in disqualification. EBL reserves the right to accept or reject any application without assigning reason.