Associate Manager to Sr. Manager, Credit Documentation (Corporate and Retail & SME), Credit Administration, Credit Risk Management


Prime Responsibilities
•  Prepare and review sanction letters and security documents as per approved terms & internal guidelines (Corporate, Retail & SME).
•  Coordinate with internal stakeholders and external legal counsel for non-standard documentation, registration, and security perfection.
•  Verify execution of security documents, board resolutions, and M&A for legal & procedural accuracy.
•  Issue Security Compliance Certificates (SCC) upon fulfillment of all pre-disbursement and regulatory requirements.
•  Manage credit limit setup and monitoring across all segments; perform system transactions in line with maker/checker controls.
•  Process disbursements, closures, adjustments, and charge realization (Retail and Home Loan segments only).
•  Monitor and report deferrals, past dues, excesses, and non-financial covenants; maintain MIS and documentation tracking.
•  Coordinate property valuations, legal vetting, and title searches through approved vendors.
•  Ensure secure custody and proper archiving of credit and security documents under dual control.
•  Support internal and external audits with required documentation and timely responses; implement audit and regulatory recommendations.
•  Ensure full compliance with Bangladesh Bank regulations and internal policies; report risks, revenue leakages, and deviations where applicable.


Qualification & Other Competencies
•  Minimum graduation with relevant background.
•  3 - 10 years of experience in respective or similar job role as permanent employee in Banks.
•  Exceptional attention to detail and organizational abilities.
•  Proficient in using banking software.
•  Excellent in communication and presenting insightful reports.
•  Self-motivated having the ability to work independently and take initiative to reach the result.
•  Capable of working under pressure in a fast-paced environment.


Job Location
•  Dhaka


Compensation & Benefit
•  EBL offers excellent career opportunities with a competitive salary and benefits.