Associate Manager to Manager, Loan Operations, Credit Administration, Credit Risk Management


Prime Responsibilities
•  Manage drawdown of Corporate and SME loans, ensuring correct rates, tenors, repayment schedules, and compliance.
•  Monitor realization of matured loans and execute prepayments, extensions, mergers, and restructuring as approved.
•  Maintain accurate customer data across all systems.
•  Verify daily transaction reports the following day by alternate officers.
•  Update interest rates, pricing, and tenors in systems as per approval.
•  Handle loan restructuring/rescheduling in line with approved and regulatory terms.
•  Post journal entries accurately following approved processes.
•  Test Core Banking System (CBS) issues related to lending before implementation; escalate exceptions promptly.
•  Ensure systematic recordkeeping and archiving as per retention policy.
•  Facilitate internal and external audits by providing required documents, data, and timely responses to audit queries.
•  Implement audit recommendations and ensure compliance with Bangladesh Bank and other regulatory audit requirements and guidance.


Qualification & Other Competencies
•  Minimum graduation with relevant background.
•  3 - 8 years of experience in respective or similar job role as permanent employee in Banks.
•  Exceptional attention to detail and organizational abilities.
•  Proficient in using banking software.
•  Excellent in communication and presenting insightful reports.
•  Self-motivated having the ability to work independently and take initiative to reach the result.
•  Capable of working under pressure in a fast-paced environment.


Job Location
•  Dhaka


Compensation & Benefit
•  EBL offers excellent career opportunities with a competitive salary and benefits.